What type of loan services do Flexi-Xtra Credit Singapore Pte Ltd provide?

We mainly provide all kinds of financial credit services, including personal loans, debt consolidation loans, short term loans, bridging loans, unsecured loans and many more.

What are the requirement to apply for a loan in Singapore?

A) Must be at least 21 years of age
B) Must be a Singaporean,  Permanent Residents or holders of a valid residence permit issued by ICA – Immigration & Checkpoints Authority of Singapore and Ministry of Manpower.

How to apply for loans with Flexi-xtra Credit Singapore Pte Ltd?

Flexi-Xtra Credit offers a very simple and efficient application method, so that customers can enquire for a loan anytime, anywhere.
A) Apply Online – Online Application Form
B) Visit our office – Contact Us

How much can you borrow with a personal loan?

According to the Money Lenders Act 2019
– For Singaporeans,  those with an annual income of less than $20,000 may borrow up to $3,000 from all moneylenders combined.
Those who earn more than $20,000 a year may borrow up to six times their monthly income from all moneylenders combined.
Moneylenders will also have to get a borrower’s credit report from the Moneylenders Credit Bureau before giving out a loan, and are required to update the bureau on repayments.
– For Foreigners, a lower aggregate loan cap of $1,500 will be imposed on those who earn less than $10,000 annually.Foreigners who earn between $10,000 and $20,000 a year can borrow up to $3,000, and those who earn at least $20,000 can borrow six times their monthly income.

What are the steps to apply for a loan?

Flexi-Xtra Credit offers a very simple and efficient application method, so that customers can enquire for a loan anytime, anywhere.
A) submit an application
B) Verification and preliminary approval
C) submit the relevant documents
D) finally approved and signed loan contracts
E) Cash on hand

How much time do Flexi-Xtra Credit Singapore Pte Ltd take to approve a loan?

With all the required documents ready, we can approve the loan within 30 mintues.

Is my information confidential?

Yes, your applicant’s information provided will be kept confidential.


Standard Chartered Loans
WhatsApp WhatsApp us